{
    "name": "Mutual Fund CAGR Calculator",
    "url": "https://calculators.geekmidst.com/calculators/india-mutual-fund-cagr-calculator",
    "markdown": "https://calculators.geekmidst.com/calculators/india-mutual-fund-cagr-calculator.md",
    "category": "India tax & investing",
    "description": "Find the compound annual growth rate of a lump-sum mutual fund or stock investment from the amount invested, its current value and the two dates.",
    "summary": "CAGR is the steady yearly growth rate that turns your starting amount into the ending value over the exact holding period. It makes returns over different periods comparable.",
    "also_called": [
        "CAGR calculator",
        "Annualised return calculator"
    ],
    "applies_to": "India",
    "last_updated": "2026-10-29",
    "computation": "Results are computed in the visitor’s browser on the HTML page. This API describes the calculator; it does not compute results.",
    "inputs": [
        {
            "name": "start_value",
            "label": "Amount invested",
            "type": "number",
            "default": "100000"
        },
        {
            "name": "end_value",
            "label": "Current value",
            "type": "number",
            "default": "175000"
        },
        {
            "name": "start_date",
            "label": "Investment date",
            "type": "date",
            "default": "2021-04-01"
        },
        {
            "name": "end_date",
            "label": "Valuation date",
            "type": "date",
            "default": "2026-04-01"
        },
        {
            "name": "currency",
            "label": "Currency",
            "type": "hidden",
            "default": "INR"
        }
    ],
    "outputs": [
        {
            "key": "cagr",
            "label": "CAGR",
            "format": "percent"
        },
        {
            "key": "absolute_return",
            "label": "Absolute return",
            "format": "percent"
        },
        {
            "key": "gain",
            "label": "Gain",
            "format": "currency"
        },
        {
            "key": "years",
            "label": "Holding period",
            "format": "number"
        },
        {
            "key": "days",
            "label": "Days held",
            "format": "integer"
        }
    ],
    "formula": {
        "text": "CAGR = (End value ÷ Start value)^(1 ÷ Years) − 1;  Years = Days ÷ 365;  Absolute return = (End − Start) ÷ Start",
        "variables": {
            "Days": "calendar days between the two dates"
        }
    },
    "worked_example": {
        "inputs": {
            "start_value": "100000",
            "end_value": "133100",
            "start_date": "2021-01-01",
            "end_date": "2024-01-01",
            "currency": "INR"
        },
        "steps": [
            "1 Jan 2021 to 1 Jan 2024 is 1,095 days = 3 years.",
            "1,33,100 ÷ 1,00,000 = 1.331, and 1.331^(1/3) = 1.10.",
            "CAGR = 10% a year; absolute return = 33.1%."
        ],
        "result": "₹1 lakh growing to ₹1.331 lakh in three years is a 10% CAGR."
    },
    "interpretation": "Use CAGR for a single lump sum. For SIPs or several purchases and redemptions, the right measure is XIRR, because each instalment is invested for a different time.",
    "assumptions": [
        "A single investment with no further purchases or withdrawals.",
        "Years are counted as days ÷ 365."
    ],
    "limitations": [
        "For periods under a year, CAGR annualises the return and can look misleadingly large or small.",
        "Dividends paid out are not included unless you add them to the current value."
    ],
    "rules": null,
    "faqs": [
        {
            "question": "What is the difference between CAGR and absolute return?",
            "answer": "Absolute return is the total percentage gain; CAGR spreads it into an equivalent yearly rate, so it accounts for how long you held the investment."
        },
        {
            "question": "Can I use CAGR for a SIP?",
            "answer": "No. Each SIP instalment has a different holding period; use an XIRR calculation instead."
        }
    ],
    "sources": [],
    "related": [
        {
            "name": "SIP Step-Up Calculator",
            "url": "https://calculators.geekmidst.com/calculators/sip-step-up-calculator"
        },
        {
            "name": "Percentage Change Calculator",
            "url": "https://calculators.geekmidst.com/calculators/percentage-change-calculator"
        },
        {
            "name": "ROI Calculator",
            "url": "https://calculators.geekmidst.com/calculators/roi-calculator"
        },
        {
            "name": "Compound Interest Calculator",
            "url": "https://calculators.geekmidst.com/calculators/compound-interest-calculator"
        }
    ],
    "disclaimer": "Returns are illustrations at a constant rate, not predictions or guarantees. Investments can lose value. This is not investment advice.",
    "publisher": "GM¹X CalcVerse"
}