# Real estate calculators

> Property calculators for rental yield, cap rate, affordability, rent versus buy, cash flow and area, with transparent formulas.

Page: https://calculators.geekmidst.com/categories/real-estate

- [House Affordability Calculator](https://calculators.geekmidst.com/calculators/house-affordability-calculator.md): Estimate the home price you can afford from your income, debts, down payment and mortgage rate using housing and total-debt ratio limits you can adjust.
- [Rent Calculator](https://calculators.geekmidst.com/calculators/rent-calculator.md): Estimate an affordable monthly rent from your gross income and existing debt payments, using rent-to-income and total-debt limits you can adjust.
- [Real Estate Calculator](https://calculators.geekmidst.com/calculators/real-estate-calculator.md): Model buying a property with a mortgage, holding it for years and selling: sale price, loan payoff, net proceeds, total profit, ROI and annualised return (IRR).
- [Rental Property Calculator](https://calculators.geekmidst.com/calculators/rental-property-calculator.md): Analyse a buy-to-let or rental property: monthly cash flow after the mortgage, net operating income, cap rate, gross yield and cash-on-cash return.
- [Rent vs Buy Calculator](https://calculators.geekmidst.com/calculators/rent-vs-buy-calculator.md): Compare buying a home with renting and investing the difference: your net worth under each choice after any number of years, and the year buying pulls ahead.
- [Gross Rental Yield Calculator](https://calculators.geekmidst.com/calculators/rental-yield-gross-calculator.md): Work out a property’s gross rental yield from its price and rent, plus the price-to-rent ratio, to compare listings quickly before costs.
- [Net Rental Yield Calculator](https://calculators.geekmidst.com/calculators/rental-yield-net-calculator.md): Calculate net rental yield: rent collected after vacancy, management, tax, insurance and upkeep, divided by the price plus buying costs.
- [Cap Rate Calculator](https://calculators.geekmidst.com/calculators/capitalization-rate-calculator.md): Find a property’s capitalization rate from income, vacancy and operating expenses, and the value its NOI supports at your target cap rate.
- [Cash-on-Cash Return Calculator](https://calculators.geekmidst.com/calculators/cash-on-cash-return-calculator.md): Work out cash-on-cash return on a rental: yearly pre-tax cash flow after loan payments divided by the down payment, closing costs and repairs.
- [Property Appreciation Calculator](https://calculators.geekmidst.com/calculators/property-appreciation-calculator.md): Project a home’s future value at an annual appreciation rate, or find the yearly rate it actually grew at between purchase and today.
- [Rent Escalation Calculator](https://calculators.geekmidst.com/calculators/rental-escalation-calculator.md): See how a lease rent escalates by a fixed percentage or amount at set intervals, the final rent and the total rent payable over the lease.
- [Prorated Rent Calculator](https://calculators.geekmidst.com/calculators/tenant-rent-proration-calculator.md): Prorate rent for a partial month by days occupied, using actual days in the month, a 365-day year or a 30-day month, for move-in or move-out.
- [Vacancy Rate Calculator](https://calculators.geekmidst.com/calculators/vacancy-rate-calculator.md): Calculate a property’s vacancy rate by vacant units, by vacant unit-days over a period, or economically by rent lost, with occupancy and rent lost.
- [Rent Collection Rate Calculator](https://calculators.geekmidst.com/calculators/rent-collection-rate-calculator.md): Measure rent collected against rent billed for a period, the delinquency rate, an overall rate including arrears, and the arrears carried forward.
- [Property Management Fee Calculator](https://calculators.geekmidst.com/calculators/property-management-fee-calculator.md): Add up a property manager’s fees: a percentage or flat monthly fee, tenant-placement and renewal fees, extras and tax, as a share of the rent.
- [Property Maintenance Reserve Calculator](https://calculators.geekmidst.com/calculators/property-maintenance-reserve-calculator.md): Plan a repair reserve for a home or rental by percentage of value, by floor area, or by listing components with their replacement cost and remaining life.
- [Property Tax Estimate Calculator](https://calculators.geekmidst.com/calculators/property-tax-estimate-calculator.md): Estimate annual property tax from market value, assessment ratio, exemptions and the tax rate you enter, as a percentage or in mills, plus fixed charges.
- [Real Estate Commission Calculator](https://calculators.geekmidst.com/calculators/real-estate-agent-commission-calculator.md): Work out the commission on a home sale, how it splits between listing and buyer sides and between agent and broker, any tax on it, and the seller’s net.
- [Land Plot Area Calculator](https://calculators.geekmidst.com/calculators/land-plot-area-calculator.md): Find the area of a rectangular, triangular or irregular four-sided plot, or any shape from corner coordinates, in m², sq ft, acres and hectares.
- [Land Area Unit Converter](https://calculators.geekmidst.com/calculators/land-unit-conversion-calculator.md): Convert land area between acres, hectares, square feet and metres, ares, cents, gunthas, grounds, tsubo, rai, mu, dunams and feddans.
- [Price per Square Foot Calculator](https://calculators.geekmidst.com/calculators/price-per-square-foot-calculator.md): Divide a property’s price by its floor area to get the price per square foot and per square metre, ready to compare homes of different sizes.
- [Built-Up Area Ratio Calculator](https://calculators.geekmidst.com/calculators/built-up-area-ratio-calculator.md): Work out the floor area ratio (FAR or FSI) and ground coverage of a plot, and how much more you could build under the FAR limit you enter.
- [Loan-to-Value Calculator](https://calculators.geekmidst.com/calculators/loan-to-value-calculator.md): Find your loan-to-value and combined LTV ratio, your equity, and the largest loan that fits a target LTV such as 80%.
- [Debt Service Coverage Ratio Calculator](https://calculators.geekmidst.com/calculators/debt-service-coverage-ratio-calculator.md): Calculate a property’s debt service coverage ratio from rent, vacancy, expenses and loan terms, and the largest loan that meets your target DSCR.
- [Property Flip Profit Calculator](https://calculators.geekmidst.com/calculators/property-flip-profit-calculator.md): Estimate the profit on a fix-and-flip from purchase, renovation, holding, finance and selling costs, with return on cost, cash ROI and annualised return.
- [Stamp Duty Estimate Calculator](https://calculators.geekmidst.com/calculators/stamp-duty-estimate-calculator.md): Estimate stamp duty or property transfer tax with the rates you enter: a flat rate, marginal bands or a whole-value slab, plus registration and other fees.
- [Closing Cost Estimate Calculator](https://calculators.geekmidst.com/calculators/closing-cost-estimate-calculator.md): Add up lender fees, points, appraisal, title, legal, recording, transfer tax and prepaids to estimate closing costs and the cash you need at closing.
- [Housing Society Maintenance Calculator](https://calculators.geekmidst.com/calculators/housing-society-maintenance-calculator.md): Estimate a flat’s monthly society maintenance from a rate per sq ft or a share of society expenses, plus sinking fund, parking and non-occupancy charges.
- [Property Insurance Replacement Value Calculator](https://calculators.geekmidst.com/calculators/property-insurance-replacement-value-calculator.md): Estimate a building’s rebuild (replacement) value for insurance from area and build cost, then check your sum insured against a coinsurance or average clause.
- [Rent vs Own Cash Flow Calculator](https://calculators.geekmidst.com/calculators/rent-vs-own-cashflow-calculator.md): Compare the cash you pay out each month and year to rent versus own: mortgage, tax, insurance, upkeep and fees against rent, with the year the lines cross.
- [Commercial Lease Escalation Calculator](https://calculators.geekmidst.com/calculators/commercial-lease-escalation-calculator.md): Project commercial rent with fixed-percentage or fixed-amount escalations every year or every few years, including rent-free months, and total the lease.
- [Rental Deposit Interest Calculator](https://calculators.geekmidst.com/calculators/rental-deposit-interest-calculator.md): Work out the interest earned on a tenant’s security deposit at the rate you enter, any share the landlord may keep, and the refund after deductions.
- [Property Portfolio Allocation Calculator](https://calculators.geekmidst.com/calculators/property-portfolio-allocation-calculator.md): List your properties with value, loan and net income to see each one’s share of value and equity, its LTV and return, and the portfolio totals.
- [Construction to Property Value Calculator](https://calculators.geekmidst.com/calculators/construction-to-property-value-calculator.md): Compare the full cost to build (land, construction, soft costs, contingency, finance) with the completed value to see value created, profit on cost and LTC.